Notes from the document trenches
Research and engineering notes from the Levmetrics team.
5 articles
LifecycleA SpaceX rocket crashed into the Moon. Deployment is not the end of the lifecycle.
A SpaceX Falcon 9 upper stage crashed into the Moon on August 5 after 18 months derelict. What the lunar impact says about systems you stopped maintaining.
Credit scoringCredit scoring you can defend
AI underwriting is easy to demo and hard to defend. This is the scorecard methodology we hold ourselves to: weight-of-evidence features, validation with confidence intervals, drift monitoring, and a decision that survives a model-risk review.
FraudHow to spot a fake or tampered bank statement
Altered and fabricated bank statements are one of the most common fraud vectors in lending. Here is what to look for, why manual review misses so much of it, and how to catch tampering at scale.
Bank statementsWhat is bank statement analysis, and why do lenders use it?
Bank statement analysis turns raw transaction data into the income, expense, and affordability signals lenders need to make a decision. Here is what it is, what it extracts, and why it has become central to modern underwriting.
UnderwritingCash-flow underwriting for thin-file borrowers
When a borrower has little or no credit-bureau history, the bank statement is the strongest evidence you have. Here is what cash-flow underwriting is, the signals it uses, and how to do it fairly.